A Workplace Injury Could Happen to You...

by: Stebee
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According to the Bureau of Labor Statistics, around five percent of all the United Kingdoms workforce will be involved in a non-fatal accident at work. The cost to the economy of such injuries is becoming astronomical. Obviously there is the cost to employee, which could involves both potentially lost earnings (following prolonged absence) and with personal health concerns, but there are expenses to our local economies as well. Total direct or indirect costs reached $155.5 billion in 1992, which was 3% of the United States gross domestic product (GDP)! Direct costs include such things as medical expenses and health insurance administration costs. Indirect costs include loss of wages, costs of work-related fringe benefits, and loss of productivity in the home (which includes child care).

With workplace accidents the first question on everyone’s lips is usually, who pays? When a worker is wrongfully injured or killed while performing their duties, it is the employer who is often held liable for the circumstances. This can quickly lead to legal action; personal injury claims, accident claims, or compensations claims. Employers can be sued to cover the cost of hospital bills, loss of income, mental distress, and even funeral costs (if, of course, the accident resulted in death). With the escalating costs associated with accidents at work today, there is no wonder that employers, the government, and employees, are doing everything they can to lower the possibility of suffering personal injury at work. Employers are often required to take certain precautions for known hazards. For example, a construction worker is often required to a wear a hard hat, and a warehouse worker will be taught the appropriate manual handling practices.

Employees can help themselves avoid workplace accidents by taking their own precautions. For example, wearing non-slip shoes to avoid tripping and falling. Even if you are the most cautious worker in the office, an accident can still happen.

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About the Author

What should you, as an employee, do in the event of a workplace injury? The number one thing you should do, after receiving medical help of course, is to report the accident to your supervisor. This allows accident to begin to be investigated, which can only help you when you need to file a lawsuit or should you need to go to court and make a compensation claim. Perhaps, more importantly, this gives the employer a chance to fix the danger if it’s something that could potentially happen again. After all, you wouldn’t want someone else to go through the same ordeal as you, would you?

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