A Guide to Credit Repair. Good Credit Or Bad Credit?
by: neueregel
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Word Count: 213
With the economy still in turmoil, have you bothered to check your credit score recently? The national average credit score is hovering in the area of 650-675, you can't afford to have bad credit. Your credit score could be costing you thousands of dollars every year on mortgage, car, and loan payments. Your student loan payments could even be affected by your credit score.
So with all this turmoil going on how do you protect yourself?
The FCRA (Fair Credit Reporting Act) stands on the side of the consumer and gives you rights to protect yourself. Although it takes a little bit of work, the work is virtually free and takes about 30 days. But you have to have a starting point, a new attitude, and resolve to make things right!
A lot of people I come across these days have given up on their credit, and changed their entire outlook on credit. They think that because it is out of sight, it is out of mind. Well this is furthest from the truth and it is costing them a lot of money every single year that they allow it to sit without action.
So I ask you again...good credit or bad credit?
Article Source: http://www.ArticleStreet.com/profile/neueregel-17750.html
About the Author
More Creit Repair informtaion can be found at Clay Bowden's Credit Repair Blog
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